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Houston, Texas

Facing foreclosure in Houston? You still have options.

Harris County records more foreclosure filings than any other county in Texas. If you're one of the thousands of Houston-area homeowners who fell behind after a storm, a job loss, a medical bill, or a rate adjustment - you are not alone, and you have more options than the letters in your mailbox suggest.

Talk to Anthony today - it's free (opens in a new tab) Call or text 817-204-5273
Anthony, co-founder of X Home You'll talk to Anthony - not a call center. Free & confidential. During the day, you'll usually hear back within minutes.

Tell us where you're at.

A few quick questions, then pick a time with Anthony that works for you. Free, confidential, no obligation.

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Takes about 30 seconds. You'll confirm your details when you pick your time.

Step 2 is Anthony's calendar - pick any free 30-minute slot.

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The clock in Houston

How foreclosure moves in Harris County.

Harris County foreclosure auctions happen the first Tuesday of every month. Once the Notice of Sale is posted, the clock runs fast - as little as 21 days. But right up until the sale, Texas law gives you paths to stop it: reinstatement, loan modification, or selling on your own terms and keeping your equity.

Counties we serve around Houston

Harris CountyFort Bend CountyMontgomery CountyBrazoria CountyGalveston County

Including homeowners in

KatySugar LandThe WoodlandsPasadenaPearlandBaytownSpringCypressHumble
Read our plain-English Texas foreclosure guide

Questions Houston homeowners ask us.

How long does foreclosure take in Houston?
Texas uses non-judicial foreclosure, which means no court case and a fast timeline. After roughly 120 days of missed payments, your lender can send a Notice of Default (20 days to cure), then a Notice of Sale at least 21 days before the auction. Harris County sales happen the first Tuesday of each month - so from first notice to auction can be a matter of weeks.
Can I stop a foreclosure in Harris County after getting the Notice of Sale?
Often, yes. Until the day of the sale you may be able to reinstate your loan by paying the past-due amount, negotiate a modification or forbearance with your lender, or sell the home before the auction and protect your equity. Which of those actually fits depends on your loan, your equity, and your timeline - that's exactly what a free 30-minute call sorts out.
What if my Houston home has storm damage or needs repairs?
That doesn't take options off the table. Homes in any condition can often still be sold before auction - and unlike an auction, a normal sale lets you keep the equity above what you owe. We'll walk you through what your specific house and loan situation actually allow.
Do you charge Houston homeowners anything?
No. Our guidance is free, always - no upfront fees, no invoices, ever. Charging homeowners in advance for foreclosure help is illegal, and it's the #1 sign of a rescue scam. We make our living on the back end through referrals or property resale, never from you.
Book a free consultation (opens in a new tab) Text 817-204-5273

How to know you're in safe hands

Foreclosure attracts scammers. Here's how we're different.

The moment your foreclosure became public record, the letters and calls started. Federal regulators publish the warning signs of a foreclosure rescue scam - so hold us to every one of them.

  • We never charge you a fee. Not upfront, not ever.

    Charging homeowners upfront for foreclosure help is the #1 red flag of a rescue scam - and it's illegal. Our guidance costs you nothing, period.

  • We never ask you to sign over your deed or title.

    Your home stays yours. If you ever decide selling is your best path, it happens the normal way - a standard Texas real estate contract you review on your own timeline.

  • We never tell you to stop paying your lender.

    Anyone who tells you to redirect your mortgage payments to them is stealing from you. We will never touch your mortgage payments.

  • We never pressure you to sign anything you don't understand.

    Take every document to a lawyer, a family member, or anyone you trust. We'll wait - and we'll encourage it.

You've made it this far. The next step is a 30-minute call - no pressure, and no calling you back if you don't want it.

You have options.
Let us show you what they are.

Every day that passes is a day closer to your auction date. The sooner you reach out, the more options we can explore together.

Talk to Anthony today - it's free (opens in a new tab) Call 817-204-5273 Text us

Call or text anytime. During the day, you'll usually hear back within minutes.

Anthony, co-founder of X Home You'll talk to Anthony - not a call center. Free & confidential. During the day, you'll usually hear back within minutes.

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