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X Home - Trusted Solutions

Austin, Texas

Facing foreclosure in Austin?
You still have options.

Austin homeowners often have more equity than they realize - and in foreclosure, equity is exactly what's at risk. An auction rarely brings full market value, and anything you've built up can evaporate. Our job is to make sure you understand every path that protects it before the calendar decides for you.

Anthony, co-founder of X Home

You'll talk to Anthony - not a call center.

Free & confidential. During the day, you'll usually hear back within minutes.

Tell us where you're at.

A few quick questions, then pick a time with Anthony that works for you. Free, confidential, no obligation.

Step 1 of 2

Where are you in the process?

Takes about 30 seconds. You'll confirm your details when you pick your time.

Step 2 is Anthony's calendar - pick any free 30-minute slot.

Free · Confidential · No obligation

The clock in Austin

How foreclosure moves in Travis County.

Travis, Williamson, and Hays County auctions all happen the first Tuesday of every month. From the Notice of Sale you may have as little as 21 days - but until the sale, you can still reinstate the loan, negotiate with your lender, or sell at market value and keep your equity instead of losing it at auction.

Counties we serve around Austin

Travis CountyWilliamson CountyHays CountyBastrop CountyCaldwell County

Including homeowners in

Round RockCedar ParkPflugervilleGeorgetownKyleBudaLeanderSan Marcos

Want the full plain-English walkthrough of the Texas process? Read our Texas foreclosure guide ›

Questions Austin homeowners ask us.

How fast can I lose my home to foreclosure in Austin?
Texas moves faster than almost any state. After roughly 120 days behind, your lender can issue a Notice of Default with a 20-day cure window, then a Notice of Sale just 21 days before the first-Tuesday auction. That's potentially weeks, not months. The earlier you get real information, the more options survive.
I have a lot of equity in my Austin home. What happens to it in foreclosure?
This is the most important question in a market like Austin. At auction, homes often sell for far less than market value - and while surplus funds above the debt are supposed to come back to you, the process is slow and the sale price is usually low. Selling before the auction at market value almost always protects far more of your equity. We'll run through the numbers with you for free.
Can I stop the foreclosure and keep my Austin home?
Depending on your situation - often yes. Reinstatement (paying the past-due amount), loan modification, forbearance, and other lender arrangements can all keep you in the home. Which ones your lender must actually consider depends on your loan type and timeline. That's exactly what we sort out on a free 30-minute call.
Is this really free? What's the catch for Austin homeowners?
There isn't one. We never charge homeowners anything - no upfront fees, no invoices. We earn through referrals or, only if you decide selling to us is your best option, through the rehab and resale of the property. The advice itself costs you nothing, and there's no obligation.

How to know you're in safe hands

Foreclosure attracts scammers.
Here's how we're different.

The moment your foreclosure became public record, the letters and calls started. Federal regulators publish the warning signs of a foreclosure rescue scam - so hold us to every one of them.

We never charge you a fee. Not upfront, not ever.

Charging homeowners upfront for foreclosure help is the #1 red flag of a rescue scam - and it's illegal. Our guidance costs you nothing, period.

We never ask you to sign over your deed or title.

Your home stays yours. If you ever decide selling is your best path, it happens the normal way - a standard Texas real estate contract you review on your own timeline.

We never tell you to stop paying your lender.

Anyone who tells you to redirect your mortgage payments to them is stealing from you. We will never touch your mortgage payments.

We never pressure you to sign anything you don't understand.

Take every document to a lawyer, a family member, or anyone you trust. We'll wait - and we'll encourage it.

You've made it this far. The next step is a 30-minute call - no pressure, and no calling you back if you don't want it.

You have options.
Let us show you what they are.

Every day that passes is a day closer to your auction date. The sooner you reach out, the more options we can explore together.

Call or text anytime. During the day, you'll usually hear back within minutes.

Anthony, co-founder of X Home

You'll talk to Anthony - not a call center.

Free & confidential. During the day, you'll usually hear back within minutes.

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